Does Bumper To Bumper Warranty Cover Accidents?

A bumper-to-bumper warranty is a protection plan that comes with all new cars. It offers the most complete form of vehicle warranty coverage. Sadly, it doesn’t cover everything. So, many potential car owners want to know: does bumper-to-bumper warranty cover accidents?

You can’t claim a warranty for accidents under a bumper-to-bumper warranty. It only covers the failure of car parts in the case of normal usage. 

I crafted this guide with more information about the Bumper-to-bumper warranty. Continue reading.

What is Bumper to Bumper Warranty?

Also known as exclusionary coverage, a limited warranty, a vehicle service contract, or a manufacturer defect warranty. Generally, it is included with all new cars as a part of the factory warranty. It covers repairs to almost all car components available between the front and rear bumpers.

For instance, if your car transmission gets damaged or a failure happens to the air conditioner, the problem can be fixed without charge.

Most manufacturers offer a bumper-to-bumper warranty, lasting between 3 – 5 years.

Now, you might be wondering what to do when the warranty expires.

Happily, you can buy a vehicle service contract from 3rd party providers, dealerships, and manufacturers.

Impressively, a manufacturer defect warranty is also applicable for used cars.

One of the biggest features of this warranty is it provides thousands of car parts, from powertrain components to electronics and high-end systems.

Does the Bumper to Bumper Warranty Include Accidents?

The straightforward answer is NO.

Your car may require expensive repairs due to accidents. You can claim a warranty for failed or damaged car components under the manufacturer defect warranty. It means this warranty covers those problems that occur due to regular use.

So, one question popped up in your mind: what does a bumper-to-bumper warranty cover? Find below to learn the answer.

  • Transmission: If your car doesn’t have a bumper-to-bumper warranty feature, you will have to spend a lot of money to do maintenance of your car. With such a vehicle service contract, your car powertrain will be protected 100%. Your vehicle’s driveshaft, transmission, transfer case, or the engine will be well-taken care of.
  • Steering: Bumper-to-bumper warranty covers steering protection from your car pinion to rack – your car is protected.
  • Electrical Parts: Every car has different electrical components like door locks, alternators, batteries, power windows, and many more. The manufacturer defect warranty ensures the protection of these electrical components.
  • Air Conditioning: You will never feel heated inside your car with an exclusionary coverage. Yes, the warranty literally covers your car’s entire air conditioning system, such as the compressor, condenser, evaporator, etc.
  • Safety Features: Having a bumper-to-bumper warranty means you will have peace of mind when driving cars. If something goes wrong, your car airbags or seat belts will be perfectly repaired or replaced.

Here are some other car parts that are usually covered by bumper-to-bumper warranty,

  • Fuel delivery
  • Braking
  • GPS
  • LCD screens
  • Convertible motors
  • Tech coverage for radio
  • Navigation components
  • Sunroofs

Is It Worth Buying Bumper-to-Bumper Warranty?

Since bumper-to-bumper warranty doesn’t cover accidents, one obvious question arises: is it worth the price?

Yes, manufacturer defect warranty is value for the money for the below reasons,

  • You will get 24X7 roadside service assistance, towing to repair facilities, etc.
  • Saving expensive repairs will be convenient with the exclusionary coverage
  • Bumper-to-bumper warranty allows you to choose the best repair shop easily
  • You can negotiate prices with auto warranty companies for the best deal
  • Driving on the roads will be much safer than before as your car is covered for several years

Clearly, bumper-to-bumper warranty has more features compared to other limited plans. It gives peace of mind to both new and used car owners.

What Causes Bumper-to-Bumper Warranty to be Voided?

Bumper-to-bumper warranty will void if you join a race with your car. Also, rush driving habit is another reason for this warranty to be voided.

In addition, any alterations or modifications to your car can also void the manufacturer defect warranty.

It would be best if you consider it as a manufacturer defect warranty. The reason is, your vehicle manufacturer will replace or repair any damage without cost if it happens due to poor workmanship or defective materials.

How Much Do You Have to Cost for an Extended Bumper-to-Bumper Warranty?

All manufacturers offer bumper-to-bumper warranty to all new cars without cost. But the warranty is for a certain period.

When the factory coverage expires, you can buy an extended manufacturer defect warranty from the manufacturer, 3rd party providers, and dealership.

The range of the cost will be $500 – $1500 / year of coverage.

Moreover, the cost varies on a few factors of your vehicle,

  • Mileage
  • Age
  • Model
  • Make
DealerWarrantyPeriod of Warranty (Years)Period of Warranty (Miles)Cost ($) / monthTotal Cost ($)
EnduranceSupreme380,000167 for 18 months3,182
CarchexTitanium5100,000203 for 18 months3,652
Protect my carSupreme4100,00096 for 48 months4,707
CarShieldNew Car DiamondUnlimitedUnlimited130 per monthBased on the coverage length
Autopom!Exclusionary5100,000136 for 26 months3,266

Frequently Asked Questions (FAQs)

Does bumper-to-bumper warranty vary by the manufacturer?

Yes. The bumper-to-bumper warranty has different inclusions, terms, conditions, exclusions, and lengths based on the manufacturer. So, read the warranty contract thoroughly before buying a new car.

Does oil change included in the bumper-to-bumper warranty?

An oil change is routine maintenance. Generally, a bumper-to-bumper warranty doesn’t include regular maintenance jobs.

Does paint included in bumper-to-bumper warranty?

No, car body painting is excluded from the bumper-to-bumper warranty. Additionally, dents, cosmetic damage, and chipped paint aren’t included in most manufacturers’ vehicle service contracts.

Final Words

Are you planning to buy a new car? Make sure to get bumper-to-bumper warranty coverage for your car. Overall, having this warranty is a smart move as it helps you save thousands of bucks when it comes to maintenance and repair.

If you are wondering does bumper-to-bumper warranty cover accidents, be noted that the answer is a big no.

Also, you should avoid rough driving and going into races with your vehicle if it has a manufacturer defect warranty. Doing so will void the warranty, and you will not get the benefit of having this warranty.

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